Gender disparity effect among financially included (and excluded) women in Middle East and North Africa
Gender in financial inclusion is an evolving field of research. This study uses the World Bank’s Global Findex database, along with probit models, to investigate the presence of gender inequality on financial inclusion and its causes. In the Middle East and North Africa samples, we present new evidence of lower women’s financial inclusion. Being a man, older, well-educated and with a high-income increases the likelihood of being financially included. The findings of this study support policymaker in defining policies to promote financial inclusion in the Middle East and North Africa. Increasing the level of financial inclusion enhances the level of official savings in countries, which in turn promotes development.
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Asteriou, D., and Hall, S. G. (2015) Applied econometrics. Macmillan International Higher Education.
Ghosh, S., and Vinod, D. (2017) What constrains financial inclusion for women? Evidence from Indian micro data, World Development, 92, 60-81.
World Bank Group. (2018) The Global Findex Database. Available at: https:// openknowledge.worldbank.org/bitstream/handle/10986/29510/211259ov.pdf
Zins, A., and Weill, L. (2016) The determinants of financial inclusion in Africa, Review of Development Finance, 6(1), 46-57.
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